Fraudio, founded in 2019 and based in Amsterdam, builds AI-powered fraud and anti-money-laundering detection specifically for payment service providers and merchant acquirers, a narrower buyer than the banks most AML vendors target, and reported 4x revenue growth in 2025 while doubling merchant coverage to protect more than 2 million merchants globally.
The platform screens transactions in real time across the acquiring and issuing sides of the payments stack, flagging suspicious activity before settlement rather than relying purely on post-transaction review, which matters most for PSPs operating at high transaction volume.
Pricing runs pay-per-use with monthly subscription options and no long-term commitment required, a self-serve-friendlier model than the typical enterprise-only AML vendor contract. For a payment service provider or acquirer that needs real-time fraud screening without a multi-year contract, Fraudio's pay-per-use model addresses that directly.
