Freemium Verified

Refact.ai

Self-hostable end to end, so code never has to leave your network

4.3 Coding
4.3 Very good 4.3

Bottom line: Self-hostable end to end, so code never has to leave your network. Free plan available.

Genuinely complete self-hosting, including the model itself Self-hosting the full stack requires real infrastructure investment
Reviewed by Challenging Voice Editorial · Updated Jul 2026 How we rate
PricingFrom $10/mo
Free planYes
CompanySmall Magellanic Cloud Ai Ltd.
PlatformsAPI, Mac, Windows
Best forCoding
Founded2021
Visits24
Last reviewedJun 2026
UpdatedJul 2026
Ask AI about Refact.ai ChatGPT Claude Perplexity

Overview

Refact.ai, built by Small Magellanic Cloud AI since 2021, includes full self-hosting as a core option rather than an enterprise add-on: a company can run the entire coding assistant, model included, inside its own infrastructure, so no code or prompt data has to leave the company's network at any point.

That complete self-hosting option goes further than tools that only self-host the client while still calling an external API, appealing specifically to organizations with strict data-residency or security requirements that make sending any code to a third-party server a non-starter. Standard IDE integration and code completion round out the more conventional side of the product.

A free tier covers standard cloud-hosted use, and paid plans start around $10 a month, with self-hosted enterprise deployment priced separately. For an organization whose security requirements rule out sending code to any external API at all, Refact.ai's genuinely complete self-hosting option, model and all, addresses that requirement more directly than tools that only self-host part of the stack.

Key features

  • Full self-hosting including the underlying model, not just the client
  • Standard IDE code completion and chat
  • Built for strict data-residency and security requirements
  • Free tier for standard cloud use
  • Self-hosted enterprise deployment available
  • No code leaves the network in self-hosted mode

Screenshots & demo

Demo video

Screenshots

Refact.ai screenshot 1

Pricing

Refact.ai has a free plan, and paid plans start at $10/mo.

  • Pricing modelFreemium
  • Starting priceFrom $10/mo
  • Free planYes
Visit Refact.ai

Pricing is provided as a guide. Check the official site for the latest plans.

Is Refact.ai expensive?

Refact.ai starts at $10, which is 50% below the Coding median of $19.99 a month across the 87 priced tools we list in that category.

The cheapest paid option in Coding starts at $1 and the most expensive at $500.

66% of Coding tools in the directory offer a free tier, and this is one of them.

Compared against every priced listing in Coding, recalculated as the catalogue changes. Method and the full market breakdown are in our AI tool pricing study.

Pros & cons

Pros

  • Genuinely complete self-hosting, including the model itself
  • Addresses strict security requirements other 'self-hosted' tools don't fully meet
  • Free tier available for standard cloud use
  • Accessible entry pricing for cloud-hosted access

Cons

  • Self-hosting the full stack requires real infrastructure investment
  • Self-hosted model quality may trail the largest cloud-hosted proprietary models
  • Enterprise self-hosted pricing isn't published upfront

How it compares

ToolRatingFreeFromBest known for
Refact.ai (this tool)4.3Yes$10/moFull self-hosting including the underlying model, not just the client
Tabby4.3Yes$19/moOpen-source, self-hostable code completion
Mistral Code4.1YesFreeBuilt on Mistral's own Codestral code-focused models
CodeGeeX4.1YesFreeCode completion and generation across 20+ programming languages

Alternatives to Refact.ai

4 tools matched to Refact.ai on what they do, their category and their price.

CodeGeeX

4.1

CodeGeeX completes, translates, and explains code across 20+ programming languages from inside your IDE, free for individual developers.

Freemium Coding

Frequently asked questions

What is Refact.ai?
Refact.ai, built by Small Magellanic Cloud AI since 2021, includes full self-hosting as a core option rather than an enterprise add-on: a company can run the entire coding assistant, model included, inside its own infrastructure, so no code or prompt data has to leave the company's network at any point.
Is Refact.ai free?
Yes, Refact.ai offers a free plan. Paid plans unlock more features and higher usage limits, starting at $10/month.
How much does Refact.ai cost?
Refact.ai starts at $10 per month. See the pricing plans above for full details.
What are the best Refact.ai alternatives?
The closest matches in the directory are Tabby, Mistral Code, and CodeGeeX, compared side by side above.

Reviews

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