Refact.ai vs Tabnine (2026): Pricing, Features & Which to Choose

Who comes out ahead

Based only on the facts in our directory. The right pick still depends on the job you need done.

Lower starting price
Refact.ai
From $10/mo against from $12/mo
Free plan
Tie
Both have one
Higher rating
Refact.ai
4.3 against 4.2
Same job?
Yes
Both are Coding tools

Side by side

Compared on	Refact.ai	Tabnine
Our rating	4.3Better	4.2
Starts at	$10/moBetter	$12/mo
Free plan	Yes	Yes
Category	Coding	Coding
Plans	From $10/mo	BasicFree Dev$12/user/mo
Key features	Full self-hosting including the underlying model, not just the client Standard IDE code completion and chat Built for strict data-residency and security requirements Free tier for standard cloud use Self-hosted enterprise deployment available	AI code completion offered since 2013, predating GPT-era models Early and continued private, on-premises deployment options Evolved through multiple model generations over a decade Free tier for individual use Enterprise-focused privacy and compliance track record
Pros	Genuinely complete self-hosting, including the model itself Addresses strict security requirements other 'self-hosted' tools don't fully meet Free tier available for standard cloud use	Longest operating history of any AI code completion tool in this category Established, proven track record on private and on-premises deployment Free tier available for individual developers
Cons	Self-hosting the full stack requires real infrastructure investment Self-hosted model quality may trail the largest cloud-hosted proprietary models Enterprise self-hosted pricing isn't published upfront	Brand can feel less associated with the newest agentic capabilities Team features and stronger models require a paid plan Faces heavy competition from well-funded, newer entrants
Company	Small Magellanic Cloud Ai Ltd., founded 2021	Tabnine, founded 2013

Prices come from each vendor's pricing page, last checked 20260629. Check the vendor before you buy.

FAQ

Questions people ask

Is Refact.ai better than Tabnine?

In our reviews Refact.ai scores 4.3 and Tabnine scores 4.2. The better pick depends on the job. Refact.ai: Self-hostable end to end, so code never has to leave your network. Tabnine: Offering AI code completion since 2013, before GPT-era models existed.

Which is cheaper, Refact.ai or Tabnine?

Refact.ai has the lower starting price: from $10/mo for Refact.ai and from $12/mo for Tabnine.

Do Refact.ai and Tabnine have free plans?

Yes, both have a free plan.

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