Refact.ai vs Sourcegraph Cody (2026): Pricing, Features & Which to Choose

Who comes out ahead

Based only on the facts in our directory. The right pick still depends on the job you need done.

Lower starting price
Not comparable
Not comparable: Sourcegraph Cody does not list a price
Free plan
Refact.ai
Only Refact.ai has one
Higher rating
Refact.ai
4.3 against 4.2
Same job?
Yes
Both are Coding tools

Side by side

Compared on	Refact.ai	Sourcegraph Cody
Our rating	4.3Better	4.2
Starts at	$10/mo	Not listed
Free plan	YesBetter	No
Category	Coding	Coding
Plans	From $10/mo	See pricing
Key features	Full self-hosting including the underlying model, not just the client Standard IDE code completion and chat Built for strict data-residency and security requirements Free tier for standard cloud use Self-hosted enterprise deployment available	Chat and code completion grounded in Sourcegraph's code search Distinct from Sourcegraph's newer, more autonomous Amp product Understanding spans an entire repository or organization's codebase IDE extensions for major editors No free tier
Pros	Genuinely complete self-hosting, including the model itself Addresses strict security requirements other 'self-hosted' tools don't fully meet Free tier available for standard cloud use	Grounded in genuinely mature, enterprise-tested code search technology Interactive chat model suits developers who want to stay closely involved Understands code context across a whole codebase, not just open files
Cons	Self-hosting the full stack requires real infrastructure investment Self-hosted model quality may trail the largest cloud-hosted proprietary models Enterprise self-hosted pricing isn't published upfront	No free tier to test before committing Overlaps with Sourcegraph's own newer Amp product, worth comparing both directly Less autonomous than newer agent-first competitors by design
Company	Small Magellanic Cloud Ai Ltd., founded 2021	Sourcegraph, founded 2013

Prices come from each vendor's pricing page, last checked 20260629. Check the vendor before you buy.

FAQ

Questions people ask

Is Refact.ai better than Sourcegraph Cody?

In our reviews Refact.ai scores 4.3 and Sourcegraph Cody scores 4.2. The better pick depends on the job. Refact.ai: Self-hostable end to end, so code never has to leave your network. Sourcegraph Cody: Sourcegraph's established chat-and-autocomplete assistant, not its newer agent.

Which is cheaper, Refact.ai or Sourcegraph Cody?

Refact.ai: from $10/mo. Sourcegraph Cody: see pricing.

Do Refact.ai and Sourcegraph Cody have free plans?

Only Refact.ai has a free plan.

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