Luminar Neo vs ON1 Photo RAW (2026): Pricing, Features & Which to Choose

Who comes out ahead

Based only on the facts in our directory. The right pick still depends on the job you need done.

Lower starting price
Not comparable
Not comparable: ON1 Photo RAW does not list a price
Free plan
Tie
Neither has one
Higher rating
Luminar Neo
4.3 against 4.0
Same job?
Yes
Both are Image Generation tools

Side by side

Compared on	Luminar Neo	ON1 Photo RAW
Our rating	4.3Better	4.0
Starts at	$99/mo	Not listed
Free plan	No	No
Category	Image Generation	Image Generation
Plans	From $99/mo	See pricing
Key features	AI sky replacement with automatic relighting of the rest of the scene One-click portrait retouching for skin, body, and face-shape adjustments AI-powered old photo restoration and detail recovery Layer-based editing with masking for manual control alongside AI tools Local, on-device AI processing rather than cloud-dependent editing	Full raw editing with AI masking, noise reduction and enhancement Photo cataloguing and organisation in the same application Perpetual licence option rather than subscription-only Non-destructive editing preserving original files Free trial before purchase
Pros	One-time perpetual license avoids the ongoing cost of a Creative Cloud-style subscription Local AI processing means edits don't depend on an internet connection or cloud queue Automates edits (sky replacement, restoration) that take real manual skill in Photoshop	Ownership removes the subscription dependency on your own archive Editing and cataloguing in one app rather than two AI masking removes the most tedious part of editing
Cons	Perpetual license still requires paying again for major version upgrades down the line Local AI processing is demanding on older or lower-spec machines Layer and masking tools are less refined than dedicated professional editors like Photoshop	Smaller third-party plug-in ecosystem than Adobe Migrating an existing catalogue takes real effort
Company	Skylum, founded 2021

Prices come from each vendor's pricing page, last checked 20260805. Check the vendor before you buy.

FAQ

Questions people ask

Is Luminar Neo better than ON1 Photo RAW?

In our reviews Luminar Neo scores 4.3 and ON1 Photo RAW scores 4.0. The better pick depends on the job. Luminar Neo: AI-powered photo editor from Skylum that automates sky replacement, portrait retouching, and photo restoration with local processing. ON1 Photo RAW: AI-assisted raw photo editing and cataloguing you own outright rather than rent.

Which is cheaper, Luminar Neo or ON1 Photo RAW?

Luminar Neo: from $99/mo. ON1 Photo RAW: see pricing.

Do Luminar Neo and ON1 Photo RAW have free plans?

Neither lists a free plan.

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