PortfolioGPT takes an amount, a risk tolerance, a timeframe, an age and a goal, and returns a suggested portfolio allocation in seconds. Sibling tools cover index funds, sectors, income and real estate, and paid plans add backtesting, forward guidance and Yahoo Finance data.
As a starting point it is genuinely useful. Most people asked to build a portfolio do not know where to begin, and seeing a structured allocation against a stated risk level and horizon teaches the shape of the decision even where the specific holdings are not followed. Backtesting on the paid tier shows how an allocation would have behaved historically.
Free gives five credits a day with advertising, then $3 a month or $27 a year. The important caveat: this is not a regulated financial adviser and its output is not personal advice, it knows only what a short form told it about your circumstances, and backtested performance is not a forecast. Treat the output as a prompt for your own research, or a conversation with someone licensed.
