Kasisto vs Planto (2026): Pricing, Features & Which to Choose

Who comes out ahead

Based only on the facts in our directory. The right pick still depends on the job you need done.

Lower starting price
Not comparable
Not comparable: Kasisto does not list a price
Free plan
Tie
Neither has one
Higher rating
Planto
3.8 against 3.9
Same job?
Yes
Both are Finance & Fintech AI tools

Side by side

Compared on	Kasisto	Planto
Our rating	3.8	3.9Better
Starts at	Not listed	Not listed
Free plan	No	No
Category	Finance & Fintech AI	Finance & Fintech AI
Plans	See pricing	See pricing
Key features	KAI Platform conversational AI for customers, members and employees KAI Consumer Banking agents for account queries and money management KAI Answers: staff Q&A from an institution's own knowledge, with source citing KAI-GPT, a large language model the vendor calls purpose-built for banking KAIgentic agentic AI for proactive engagement and compliance	Personalized financial insights from transaction data No-code AI-driven customer segmentation Cashflow insights and forecasts for credit decisions Investment preference detection from banking transactions White-label financial management and ESG features
Pros	Built around banking use cases rather than a general chatbot Answers can cite sources from the institution's own knowledge base Now backed by Backbase's Banking OS following the acquisition	Models trained on 60+ million transactions Works with open banking and interbank account data Live deployment with a major bank in Hong Kong
Cons	Acquired by Backbase in June 2026, so product naming and packaging may change No public pricing; a demo request is required No certifications, benchmarks or named customers on the pages reviewed	Sold only to financial institutions No public pricing or self-serve access Model validation is not explained on the site
Company	Kasisto (Backbase)	Planto

Prices come from each vendor's pricing page, last checked 20261012. Check the vendor before you buy.

FAQ

Questions people ask

Is Kasisto better than Planto?

In our reviews Kasisto scores 3.8 and Planto scores 3.9. The better pick depends on the job. Kasisto: Conversational and agentic AI for banks and credit unions, built on the KAI-GPT banking model; now part of Backbase. Planto: Fintech platform for banks that turns transaction and open banking data into personalized financial insights, cashflow forecasts and customer segments, using AI models trained on 60+ million transactions.

Which is cheaper, Kasisto or Planto?

Kasisto: see pricing. Planto: see pricing.

Do Kasisto and Planto have free plans?

Neither lists a free plan.

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