PortfolioGPT vs Theia Insights (2026): Pricing, Features & Which to Choose

Who comes out ahead

Based only on the facts in our directory. The right pick still depends on the job you need done.

Lower starting price
Not comparable
Not comparable: Theia Insights does not list a price
Free plan
PortfolioGPT
Only PortfolioGPT has one
Higher rating
Theia Insights
3.4 against 3.9
Same job?
Yes
Both are Finance & Fintech AI tools

Side by side

Compared on	PortfolioGPT	Theia Insights
Our rating	3.4	3.9Better
Starts at	$3/mo	Not listed
Free plan	YesBetter	No
Category	Finance & Fintech AI	Finance & Fintech AI
Plans	From $3/mo	See pricing
Key features	Portfolio allocation from a risk and goals questionnaire Index, sector, income and real estate tools Backtesting on paid plans Yahoo Finance data integration Free tier with five daily credits	Dynamic industry classification for public and private markets Thematic factor risk model with 200-plus factors Concept2Universe for turning an idea into holdings Theme Watch indices with daily returns Ontology designed for both human and AI consumption
Pros	Useful starting structure for someone who does not know where to begin Backtesting shows how an allocation behaved historically Cheap, at $3 a month or $27 a year	Multi-dimensional classification instead of one lossy industry label Covers private markets, not only listed companies Backed by Fidelity International and Voya
Cons	Not a regulated adviser and the output is not personal advice Knows only what a short form told it about your circumstances Backtested performance is not a forecast	No published pricing, register-interest only An ontology encodes judgements about what counts as a theme A factor model is a view of risk rather than a measurement
Company	PortfolioGPT	Theia Insights Inc.

Prices come from each vendor's pricing page, last checked 20260814. Check the vendor before you buy.

FAQ

Questions people ask

Is PortfolioGPT better than Theia Insights?

In our reviews PortfolioGPT scores 3.4 and Theia Insights scores 3.9. The better pick depends on the job. PortfolioGPT: Builds a model investment portfolio from your risk profile, timeframe and goals. Theia Insights: Classifies what companies actually do across 200-plus themes, not one industry label.

Which is cheaper, PortfolioGPT or Theia Insights?

PortfolioGPT: from $3/mo. Theia Insights: see pricing.

Do PortfolioGPT and Theia Insights have free plans?

Only PortfolioGPT has a free plan.

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