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Head to head · 2026

Smart Clerk vs WellyBox

Pricing, free plans, ratings, features, pros and cons, side by side. Where one comes out ahead, we mark it.

Smart Clerk

Reads bank statements in any format and produces a P&L and balance sheet from them

3.9$29/mo

Visit Smart Clerk (opens Smart Clerk in a new tab)

WellyBox

AI agent that pulls receipts and invoices from email and WhatsApp and turns them into clean…

3.6$19/mo

Visit WellyBox (opens WellyBox in a new tab)

Who comes out ahead

Based only on the facts in our directory. The right pick still depends on the job you need done.

  • Lower starting price

    WellyBox

    From $19/mo against from $29/mo

  • Free plan

    Tie

    Both have one

  • Higher rating

    Smart Clerk

    3.9 against 3.6

  • Same job?

    Yes

    Both are Finance & Fintech AI tools

Side by side

Compared onSmart ClerkWellyBox
Our rating3.9Better3.6
Starts at$29/mo$19/moBetter
Free planYesYes
CategoryFinance & Fintech AIFinance & Fintech AI
PlansFrom $29/moFrom $19/mo
Key features
  • Live feeds from 10,000-plus US and Canadian banks
  • Statements accepted in any format, language or country
  • AI transaction categorisation that learns
  • P&L and balance sheet generation
  • Vendor spending consolidation with Excel and PDF export
  • Pulls receipts and invoices automatically from email and WhatsApp
  • OCR extraction into clean, structured expense data
  • Exports to Excel and syncs with Google Drive
  • Accounting-software integration and dedicated accountant access
  • A multi-client dashboard for accounting firms on Enterprise
Pros
  • Handles statements from banks outside the integration list
  • Read-only connections with end-to-end encryption
  • Genuinely free tier for a single account
  • Automates a genuinely tedious bookkeeping task
  • Accountant access built in, not bolted on separately
  • A large stated user base of 100,000+ businesses
Cons
  • The 99 percent accuracy figure is the vendor's own
  • Historical data costs extra per account per year
  • Automated books still need an accountant before filing
  • Connecting email and WhatsApp grants broad access worth reviewing carefully
  • OCR extraction still needs spot-checking against the original document
  • Document and history limits shrink notably on the monthly-billed tiers
CompanySmart ClerkWellyBox

Prices come from each vendor's pricing page, last checked 20260922. Check the vendor before you buy.

FAQ

Questions people ask

Is Smart Clerk better than WellyBox?

In our reviews Smart Clerk scores 3.9 and WellyBox scores 3.6. The better pick depends on the job. Smart Clerk: Reads bank statements in any format and produces a P&L and balance sheet from them. WellyBox: AI agent that pulls receipts and invoices from email and WhatsApp and turns them into clean expense data, used by 100,000+ businesses.

Which is cheaper, Smart Clerk or WellyBox?

WellyBox has the lower starting price: from $29/mo for Smart Clerk and from $19/mo for WellyBox.

Do Smart Clerk and WellyBox have free plans?

Yes, both have a free plan.

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