H&R Block vs PortfolioPilot (2026): Pricing, Features & Which to Choose

Who comes out ahead

Based only on the facts in our directory. The right pick still depends on the job you need done.

Lower starting price
Not comparable
Not comparable: PortfolioPilot does not list a price
Free plan
H&R Block
Only H&R Block has one
Higher rating
PortfolioPilot
3.8 against 4.3
Same job?
Yes
Both are Finance & Fintech AI tools

Side by side

Compared on	H&R Block	PortfolioPilot
Our rating	3.8	4.3Better
Starts at	$65/mo	Not listed
Free plan	YesBetter	No
Category	Finance & Fintech AI	Finance & Fintech AI
Plans	From $65/mo	See pricing
Key features	AI Tax Assist for conversational answers to tax questions Explanations of forms, deductions and key terms Built on Azure OpenAI with guidance from the Tax Institute Live tax professional help and tax pro review options Online filing plans from Free to Self-Employed	AI chat assistant for investing, tax and planning questions grounded in current data Continuous tax-loss-harvesting and hidden-fee detection Unlimited-account net worth tracking across 401k, brokerage, crypto and real estate Retirement and custom future-scenario simulations Registered investment adviser with published Form CRS and Form ADV
Pros	Free filing tier available Human tax experts remain an option beside the AI assistant AI answers draw on a team of CPAs, tax attorneys and enrolled agents	A real SEC-registered adviser rather than an unregulated calculator A usable free tier covers net worth and retirement planning with no cost Flat subscription pricing well below a traditional percentage-of-assets advisor fee
Cons	Paid online plans cost $65 to $130 before state fees State filing adds $49 per state on paid plans AI answers are general tax guidance and do not replace a tax professional's advice	Full AI assistant access and most planning tools require a Gold plan or higher Public site content is educational, not personalized advice, until you become a client Higher tiers (Platinum, Pro) get expensive for a self-directed individual investor
Company	H&R Block	Global Predictions Inc, founded 2020

Prices come from each vendor's pricing page, last checked 20261005. Check the vendor before you buy.

FAQ

Questions people ask

Is H&R Block better than PortfolioPilot?

In our reviews H&R Block scores 3.8 and PortfolioPilot scores 4.3. The better pick depends on the job. H&R Block: Tax preparation company whose AI Tax Assist answers filers' tax questions conversationally inside its online software, built on Azure OpenAI and backed by H&R Block's Tax Institute. PortfolioPilot: SEC-registered AI investing coach from Global Predictions that tracks net worth, taxes and retirement planning, with a free tier and three paid subscription levels.

Which is cheaper, H&R Block or PortfolioPilot?

H&R Block: from $65/mo. PortfolioPilot: see pricing.

Do H&R Block and PortfolioPilot have free plans?

Only H&R Block has a free plan.

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