Shortlist by what you need
Start here if you know why you are leaving PortfolioPilot.
Want the closest match?
AlphathenaMost similar to PortfolioPilot in what it does, its category and its price.
Visit (opens Alphathena in a new tab)Need a free plan?
ComposerHas a free plan, rated 4.0 out of 5. PortfolioPilot has none.
Visit (opens Composer in a new tab)Want the lowest price?
PinkLionFrom EUR 5/mo, the lowest starting price here.
Visit (opens PinkLion in a new tab)Want the best rated?
PartheanRated 3.9 out of 5 in our review, against 4.3 for PortfolioPilot.
Visit (opens Parthean in a new tab)
At a glance
Green means better than PortfolioPilot, red means worse. Prices are starting prices per month.
| Tool | Our rating | Starts at | Free plan | Best for | Compare |
|---|---|---|---|---|---|
 PortfolioPilotBaseline | 4.3 | Not listed | No | SEC-registered AI investing coach from Global Predictions that tracks net worth, taxes and retirement planning, with a free tier and three paid subscription levels. | |
| Alphathena | 3.8−0.5 | Not listed | No | AI-enhanced direct indexing and tax-loss harvesting for registered investment advisers. | vs PortfolioPilot |
 Alphanso | 3.6−0.7 | Not listed | No | A registered advisory firm with a software front end and no AUM fee. | vs PortfolioPilot |
 Onesta | 3.5−0.8 | Free | YesPortfolioPilot has none | Ask OnestaBot a finance question and get an answer, then search a database of financial advisors verified against their actual SEC registration data - not just self-reported credentials. | vs PortfolioPilot |
| PinkLion | 3.3−1.0 | $5/mo | YesPortfolioPilot has none | Portfolio tracking and AI forecasting app for retail investors covering stocks, dividends and 5,000+ cryptocurrencies, free to start. | vs PortfolioPilot |
 ZeroTax.ai | 3.3−1.0 | Free | YesPortfolioPilot has none | AI question-and-answer service for United States federal tax questions, with an optional review by licensed tax professionals. | vs PortfolioPilot |
 H&R Block | 3.8−0.5 | $65/mo | YesPortfolioPilot has none | Tax preparation company whose AI Tax Assist answers filers' tax questions conversationally inside its online software, built on Azure OpenAI and backed by H&R Block's Tax Institute. | vs PortfolioPilot |
| Parthean | 3.9−0.4 | Not listed | No | AI platform that automates client onboarding, research, and planning work for financial advisors. | vs PortfolioPilot |
| Composer | 4.0−0.3 | $32/mo | YesPortfolioPilot has none | Composer, now part of SoFi, lets investors build and automate rule-based trading strategies without writing code. | vs PortfolioPilot |
The alternatives in detail
In order of how closely each one matches PortfolioPilot.
Alphathena
3.8Not listed
vs PortfolioPilot−0.5
AI-enhanced direct indexing and tax-loss harvesting for registered investment advisers.
- Direct indexing with individually held underlying securities
- Automated tax-loss harvesting at the position level
- Portfolio personalisation to client preferences and exclusions
Brings a large-manager capability to independent advisers
Tax benefits depend heavily on individual client circumstances
Alphanso
3.6Not listed
vs PortfolioPilot−0.7
A registered advisory firm with a software front end and no AUM fee.
- Investment, tax, estate and insurance planning in one dashboard
- Human advisers with CFP, CFA and CPA credentials
- Charles Schwab as third-party custodian
A registered firm with a linked Form ADV, not a website about money
0% AUM does not mean free; find the fee that replaces it
Onesta
3.5Free
vs PortfolioPilot−0.8Free plan
Ask OnestaBot a finance question and get an answer, then search a database of financial advisors verified against their actual SEC registration data - not just self-reported credentials.
- OnestaBot AI assistant for finance, investing, budgeting, and tax questions
- Financial advisor search filtered by fee-only, fiduciary, and credential status
- SEC registration data (Form ADV) processing for advisor background checks
Advisor verification is grounded in actual SEC filing data, not self-reported claims
Free tier capped at just 10 questions per month
PinkLion
3.3$5/mo
vs PortfolioPilot−1.0Free plan
Portfolio tracking and AI forecasting app for retail investors covering stocks, dividends and 5,000+ cryptocurrencies, free to start.
- Stock, fund and crypto portfolio tracking in one place
- Dividend income projection and ex-dividend date tracking
- AI forecasting, stress testing and scenario simulation on higher tiers
A free tier that covers real portfolio tracking, not only a demo
No 'not financial advice' disclaimer found anywhere on the site
ZeroTax.ai
3.3Free
vs PortfolioPilot−1.0Free plan
AI question-and-answer service for United States federal tax questions, with an optional review by licensed tax professionals.
- Plain-English answers to US federal tax questions in seconds
- 5 free questions a month, per the site
- Optional review of AI answers by licensed tax professionals, per listings
A human review option from licensed professionals
Available only to visitors in the United States
H&R Block
3.8$65/mo
vs PortfolioPilot−0.5Free plan
Tax preparation company whose AI Tax Assist answers filers' tax questions conversationally inside its online software, built on Azure OpenAI and backed by H&R Block's Tax Institute.
- AI Tax Assist for conversational answers to tax questions
- Explanations of forms, deductions and key terms
- Built on Azure OpenAI with guidance from the Tax Institute
Free filing tier available
Paid online plans cost $65 to $130 before state fees
Parthean
3.9Not listed
vs PortfolioPilot−0.4
AI platform that automates client onboarding, research, and planning work for financial advisors.
- Automated client document intake and data extraction
- AI research and paraplanning support across financial planning areas
- Customizable client intake forms
Founding team has multi-year experience iterating on the product since 2021
Pivot from consumer coaching to advisor tooling makes older reviews unreliable
Composer
4.0$32/mo
vs PortfolioPilot−0.3Free plan
Composer, now part of SoFi, lets investors build and automate rule-based trading strategies without writing code.
- No-code symphony builder for rules-based trading strategies
- Historical backtesting before deploying a strategy live
- Automatic rebalancing of live strategies
Backtesting and strategy-building cost nothing before any money goes live
$32/month recurring cost applies on top of any trading losses for active use
FAQ
Questions people ask
Is PortfolioPilot free?
PortfolioPilot does not list a free plan. Check its pricing page for current plans.
What is the best free alternative to PortfolioPilot?
Composer is the highest-rated alternative here with a free plan (4.0 out of 5). Other free options: H&R Block, Onesta, PinkLion.
What is the cheapest alternative to PortfolioPilot?
Among paid plans, PinkLion has the lowest starting price (from eur 5/mo). If you need it free, start with Composer.
How did you pick these alternatives?
We match tools on what they do, their category and their price, using the details in our directory. Ratings come from our reviews and reader reviews.