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H&R Block

Tax preparation company whose AI Tax Assist answers filers' tax questions conversationally inside its online software, built on Azure OpenAI and backed by H&R Block's Tax Institute.

3.8 Finance & Fintech AI
3.8 Good 3.8
Free filing tier available Paid online plans cost $65 to $130 before state fees
Reviewed by Challenging Voice Editorial · Updated Oct 2026 How we rate
PricingFrom $65/mo
Free planYes
CompanyH&R Block
PlatformsWeb
CategoryFinance & Fintech AI
Last reviewedOct 2026
Ask AI about H&R Block ChatGPT Claude Perplexity

Overview

H&R Block is a US tax preparation company with online do-it-yourself filing software and human tax professionals. Its AI Tax Assist lets a filer ask tax questions in plain language and get real-time answers that clarify terms, explain forms and deductions, and reflect the latest tax code. According to news coverage of its launch, the tool runs on Azure OpenAI and draws on H&R Block’s Tax Institute, a group of CPAs, tax attorneys and enrolled agents with about 70 years of tax expertise.

A filer who wants a person can add live tax professional help; the company says its filing plans include free access to AI Tax Assist and live support. The company’s online filing page also lists a DIY option with tax pro review and full-service preparation by a tax pro.

The online filing page lists Free at $0, Deluxe at $65, Premium at $105 and Self-Employed at $130, with state filing at $49 per state on paid plans, as read on the company’s site in October 2026 during the extension period. Prices change each tax season, so confirm them on the H&R Block site.

Key features

  • AI Tax Assist for conversational answers to tax questions
  • Explanations of forms, deductions and key terms
  • Built on Azure OpenAI with guidance from the Tax Institute
  • Live tax professional help and tax pro review options
  • Online filing plans from Free to Self-Employed

Screenshots & demo

H&R Block screenshot 1

Pricing

H&R Block has a free plan, and paid plans start at $65/mo.

  • Pricing modelFreemium
  • Starting priceFrom $65/mo
  • Free planYes
Visit H&R Block

Pricing is provided as a guide. Check the official site for the latest plans.

Is H&R Block expensive?

H&R Block starts at $65, which is 124% above the Finance & Fintech AI median of $29 a month across the 28 priced tools we list in that category.

The cheapest paid option in Finance & Fintech AI starts at $0.12 and the most expensive at $2,083.

23% of Finance & Fintech AI tools in the directory offer a free tier, and this is one of them.

Compared against every priced listing in Finance & Fintech AI, recalculated as the catalogue changes. Method and the full market breakdown are in our AI tool pricing study.

Pros & cons

Pros

  • Free filing tier available
  • Human tax experts remain an option beside the AI assistant
  • AI answers draw on a team of CPAs, tax attorneys and enrolled agents

Cons

  • Paid online plans cost $65 to $130 before state fees
  • State filing adds $49 per state on paid plans
  • AI answers are general tax guidance and do not replace a tax professional's advice

How it compares

ToolRatingFreeFromBest known for
H&R Block (this tool)3.8Yes$65/moAI Tax Assist for conversational answers to tax questions
ZeroTax.ai3.3YesFreePlain-English answers to US federal tax questions in seconds
Deduction3.7No$41.58/moTaylor CPAI agent that organizes documents and finds deductions automatically
Ledger IQ3.9YesFreeQuickBooks trial balance import

Alternatives to H&R Block

4 tools matched to H&R Block on what they do, their category and their price.

Frequently asked questions

What is H&R Block?
H&R Block is a finance & fintech ai tool. Tax preparation company whose AI Tax Assist answers filers' tax questions conversationally inside its online software, built on Azure OpenAI and backed by H&R Block's Tax Institute.
Is H&R Block free?
Yes, H&R Block offers a free plan. Paid plans unlock more features and higher usage limits, starting at $65/month.
How much does H&R Block cost?
H&R Block starts at $65 per month. See the pricing plans above for full details.
What are the best H&R Block alternatives?
The closest matches in the directory are ZeroTax.ai, Deduction, and Ledger IQ, compared side by side above.

Reviews

3.8 Editorial rating No reviews yet

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