Free Trial

Deduction

An AI tax accountant that files US personal returns and answers tax questions year-round by call, text, or chat.

3.7 Finance & Fintech AI
3.7 Good 3.7
Human CPA review of every filing adds accountability an AI-only tax tool lacks young company (2025 launch) with a thin public track record through a full tax season
Reviewed by Challenging Voice Editorial · Updated Aug 2026 How we rate
PricingFrom $41.58/mo
Free planNo
CompanyDeduction
PlatformsWeb
CategoryFinance & Fintech AI
Founded2025
Last reviewedAug 2026
Ask AI about Deduction ChatGPT Claude Perplexity

Overview

Deduction is an AI tax preparation company founded in 2025 by Sai Dhanak and Jonathan Kieliszak. Dhanak grew up in the UK, where tax filing is largely automated, and was struck by the complexity of the US system, while Kieliszak comes from a family of CPAs who saw burnout and low technology adoption limiting the profession; the company raised a $2.8 million pre-seed round led by One Way Ventures and Creator Ventures.

The product, an AI agent named Taylor CPAI, organizes financial documents, finds deductions, calculates taxes, and files a return with a licensed CPA reviewing the output before it goes to the IRS, and users interact with Taylor by phone call, text, chat, or email rather than filling out a traditional tax-software questionnaire. That conversational, agent-plus-human-review model is Deduction's answer to the shortage of available CPAs during tax season.

Deduction targets individual US taxpayers who want an accountant-style experience without the accountant-level price tag, and it is free to use for organizing documents and getting answers year-round, with payment due only when a user files. Filing costs $499/year and includes unlimited CPA-reviewed advice for the year plus the annual return itself.

Key features

  • Taylor CPAI agent that organizes documents and finds deductions automatically
  • Licensed CPA review of every AI-prepared return before filing
  • Conversational access by phone call, text, chat, or email, with no app required
  • Year-round tax question answering, not a seasonal-only filing tool
  • Free-to-use document organization and advice until a user chooses to file
  • Flat $499/year price covering unlimited advice plus the filed return

Screenshots & demo

Deduction screenshot 1

Pricing

Standard
$499
  • Unlimited CPA-reviewed advice all year
  • Annual tax filing included
  • AI tax assistant (Taylor)
  • Secure document vault
  • 100% accuracy guarantee

Is Deduction expensive?

Deduction starts at $41.58, which is 43% above the Finance & Fintech AI median of $29 a month across the 28 priced tools we list in that category.

The cheapest paid option in Finance & Fintech AI starts at $0.12 and the most expensive at $2,083.

23% of Finance & Fintech AI tools in the directory offer a free tier, which this one does not.

Compared against every priced listing in Finance & Fintech AI, recalculated as the catalogue changes. Method and the full market breakdown are in our AI tool pricing study.

Pros & cons

Pros

  • Human CPA review of every filing adds accountability an AI-only tax tool lacks
  • Flat $499/year pricing is transparent versus tools that upsell state filing, forms, or support separately
  • Free-until-you-file model lets users test document organization and Q&A before paying anything
  • Multi-channel access (phone, text, chat, email) fits how people already prefer to reach an accountant

Cons

  • young company (2025 launch) with a thin public track record through a full tax season
  • $2.8M pre-seed is a small funding base for a product handling regulated financial filings
  • Currently built around US personal tax filing, not businesses or non-US jurisdictions
  • CPA review adds trust but also means Deduction is not a purely instant, self-serve filing experience

How it compares

ToolRatingFreeFromBest known for
Deduction (this tool)3.7No$41.58/moTaylor CPAI agent that organizes documents and finds deductions automatically
H&R Block3.8Yes$65/moAI Tax Assist for conversational answers to tax questions
BlackOre4.1No—Automated preparation of tax returns for CPA firms
ZeroTax.ai3.3YesFreePlain-English answers to US federal tax questions in seconds

Alternatives to Deduction

4 tools matched to Deduction on what they do, their category and their price.

H&R Block

3.8

Tax preparation company whose AI Tax Assist answers filers' tax questions conversationally inside its online software, built on Azure OpenAI and backed by H&R Block's Tax Institute.

Frequently asked questions

What is Deduction?
Deduction is an AI tax preparation company founded in 2025 by Sai Dhanak and Jonathan Kieliszak.
Is Deduction free?
Deduction does not offer a free plan; paid pricing starts at $41.58 per month.
How much does Deduction cost?
Deduction plans: Standard $499.
What are the best Deduction alternatives?
The closest matches in the directory are H&R Block, BlackOre, and ZeroTax.ai, compared side by side above.

Reviews

3.7 Editorial rating No reviews yet

Write a review

More tools like Deduction

ccMonet

3.8

AI bookkeeping and bank reconciliation with a licensed accountant reviewing every entry – built for multi-outlet F&B, retail and clinics.

Contact for Pricing Finance & Fintech AI

Onesta

3.5

Ask OnestaBot a finance question and get an answer, then search a database of financial advisors verified against their actual SEC registration data – not just self-reported credentials.