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Head to head · 2026

Planck vs Theia Insights

Pricing, free plans, ratings, features, pros and cons, side by side. Where one comes out ahead, we mark it.

Planck

Classifies a commercial risk from public data so an underwriter is not guessing

4.0Not listed

Visit Planck (opens Planck in a new tab)

Theia Insights

Classifies what companies actually do across 200-plus themes, not one industry label

3.9Not listed

Visit Theia Insights (opens Theia Insights in a new tab)

Who comes out ahead

Based only on the facts in our directory. The right pick still depends on the job you need done.

  • Lower starting price

    Not comparable

    Not comparable: Planck does not list a price

  • Free plan

    Tie

    Neither has one

  • Higher rating

    Planck

    4.0 against 3.9

  • Same job?

    Yes

    Both are Finance & Fintech AI tools

Side by side

Compared onPlanckTheia Insights
Our rating4.0Better3.9
Starts atNot listedNot listed
Free planNoNo
CategoryFinance & Fintech AIFinance & Fintech AI
PlansSee pricingSee pricing
Key features
  • PLUS Data business classification from public sources
  • PLUS Risk Workbench chat interface for underwriters
  • Planck Enterprise integration across the policy lifecycle
  • GenAI Assistant for yes/no underwriting questions
  • Customisable insights and multiple classification schemes
  • Dynamic industry classification for public and private markets
  • Thematic factor risk model with 200-plus factors
  • Concept2Universe for turning an idea into holdings
  • Theme Watch indices with daily returns
  • Ontology designed for both human and AI consumption
Pros
  • Checks the application form against the business's own public footprint
  • Standardises decisions rather than only speeding them up
  • Backed by Applied Systems since the acquisition
  • Multi-dimensional classification instead of one lossy industry label
  • Covers private markets, not only listed companies
  • Backed by Fidelity International and Voya
Cons
  • No published pricing
  • GenAI Assistant still limited to restaurants, bars and taverns
  • Classification bias is a regulated question in insurance, not a technical one
  • No published pricing, register-interest only
  • An ontology encodes judgements about what counts as a theme
  • A factor model is a view of risk rather than a measurement
CompanyApplied SystemsTheia Insights Inc.

Prices come from each vendor's pricing page, last checked 20260817. Check the vendor before you buy.

FAQ

Questions people ask

Is Planck better than Theia Insights?

In our reviews Planck scores 4.0 and Theia Insights scores 3.9. The better pick depends on the job. Planck: Classifies a commercial risk from public data so an underwriter is not guessing. Theia Insights: Classifies what companies actually do across 200-plus themes, not one industry label.

Which is cheaper, Planck or Theia Insights?

Planck: see pricing. Theia Insights: see pricing.

Do Planck and Theia Insights have free plans?

Neither lists a free plan.

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