Shortlist by what you need
Start here if you know why you are leaving Planck.
Want the closest match?
ArtificialMost similar to Planck in what it does, its category and its price.
Visit (opens Artificial in a new tab)Want the best rated?
Gradient AIRated 4.3 out of 5 in our review, against 4.0 for Planck.
Visit (opens Gradient AI in a new tab)
At a glance
Green means better than Planck, red means worse. Prices are starting prices per month.
| Tool | Our rating | Starts at | Free plan | Best for | Compare |
|---|---|---|---|---|---|
 PlanckBaseline | 4.0 | Not listed | No | Classifies a commercial risk from public data so an underwriter is not guessing. | |
| Artificial | 4.0Same | Not listed | No | Machine-learning underwriting platform that reads broker submissions and automates specialty insurance risk workflows. | vs Planck |
 Sixfold | 4.2+0.2 | Not listed | No | Its AI Underwriter cut processing time by up to 97% for insurers worth $265B in premium | vs Planck |
| Gradient AI | 4.3+0.3 | Not listed | No | Machine-learning underwriting and claims software built for insurance carriers. | vs Planck |
 EnFi | 3.9−0.1 | Not listed | No | AI credit decisioning that reads broader datasets than traditional lending scoring models | vs Planck |
 SESAMm | 3.9−0.1 | Not listed | No | Turns large-scale web data into source-backed ESG, reputational and KYC risk insights across millions of public and private companies, in real time. | vs Planck |
 Theia Insights | 3.9−0.1 | Not listed | No | Classifies what companies actually do across 200-plus themes, not one industry label. | vs Planck |
 Zest AI | 4.2+0.2 | Not listed | No | 300+ lenders use its models to automate 80% of loan decisions | vs Planck |
 Casca | 4.1+0.1 | Not listed | No | An AI-native loan origination system that automates document collection and credit-memo prep for business lenders. | vs Planck |
The alternatives in detail
In order of how closely each one matches Planck.
Artificial
4.0Not listed
vs PlanckSame
Machine-learning underwriting platform that reads broker submissions and automates specialty insurance risk workflows.
- Machine-learning extraction of underwriting data from unstructured broker submissions
- Automated risk triage for complex commercial and specialty insurance cases
- Contract building tools that reduce manual document re-entry
Deep specialization in specialty and commercial insurance underwriting, not a generic document AI
Enterprise-only pricing with no public rate card or self-serve option
Sixfold
4.2Not listed
vs Planck+0.2
Its AI Underwriter cut processing time by up to 97% for insurers worth $265B in premium.
- AI Underwriter learns an individual carrier's book and risk appetite
- Can take submissions straight through to quote-ready and bind-ready materials
- Supports insurers representing $265B in combined gross written premium
Learns each carrier's specific risk appetite rather than applying generic scoring
Enterprise quote-based pricing requires a sales conversation
Gradient AI
4.3Not listed
vs Planck+0.3
Machine-learning underwriting and claims software built for insurance carriers.
- Risk-scoring models trained on tens of millions of insurance policies and claims
- Underwriting workflow tools for group health, P&C, and workers' comp lines
- Early identification of high-cost 'creeping catastrophic' claims
Deep specialization in insurance underwriting rather than generic predictive analytics
No public pricing, so cost comparison requires a sales conversation
EnFi
3.9Not listed
vs Planck−0.1
AI credit decisioning that reads broader datasets than traditional lending scoring models.
- AI-powered credit decisioning and underwriting for banks and private lenders
- EnFi Grid: AI spreadsheet intelligence that structures financial documents for underwriting
- Analyzes broader datasets than traditional credit scoring models
Broader-dataset underwriting can surface creditworthy borrowers traditional scores miss
Enterprise contract pricing requires a sales conversation before evaluation
SESAMm
3.9Not listed
vs Planck−0.1
Turns large-scale web data into source-backed ESG, reputational and KYC risk insights across millions of public and private companies, in real time.
- ESG risk intelligence from large-scale web data
- Supplier and third-party risk screening
- Reputational and KYC risk analysis
Source-backed findings are defensible to regulators and investment committees
No public pricing - demo-led enterprise sales
Theia Insights
3.9Not listed
vs Planck−0.1
Classifies what companies actually do across 200-plus themes, not one industry label.
- Dynamic industry classification for public and private markets
- Thematic factor risk model with 200-plus factors
- Concept2Universe for turning an idea into holdings
Multi-dimensional classification instead of one lossy industry label
No published pricing, register-interest only
Zest AI
4.2Not listed
vs Planck+0.2
300+ lenders use its models to automate 80% of loan decisions.
- AI credit-underwriting models built for explainability under regulatory scrutiny
- Nearly 300 lenders using its models, representing $5.5 trillion in assets
- Automates up to 80% of loan applications without manual underwriting
Explainability built in specifically to satisfy lending regulators and examiners
Enterprise quote-based pricing requires a sales conversation
Casca
4.1Not listed
vs Planck+0.1
An AI-native loan origination system that automates document collection and credit-memo prep for business lenders.
- AI assistant that guides small-business borrowers through loan applications
- Automated financial-document reading and data extraction
- AI-drafted credit memos for underwriters
Named bank customers (Live Oak Bank, Huntington National Bank) back up its claims with real institutional use
No published pricing, enterprise sales cycle required before a quote
FAQ
Questions people ask
Is Planck free?
Planck does not list a free plan. Check its pricing page for current plans.
How did you pick these alternatives?
We match tools on what they do, their category and their price, using the details in our directory. Ratings come from our reviews and reader reviews.