Shortlist by what you need
Start here if you know why you are leaving Artificial.
Want the closest match?
PlanckMost similar to Artificial in what it does, its category and its price.
Visit (opens Planck in a new tab)Want the best rated?
Gradient AIRated 4.3 out of 5 in our review, against 4.0 for Artificial.
Visit (opens Gradient AI in a new tab)
At a glance
Green means better than Artificial, red means worse. Prices are starting prices per month.
| Tool | Our rating | Starts at | Free plan | Best for | Compare |
|---|---|---|---|---|---|
 ArtificialBaseline | 4.0 | Not listed | No | Machine-learning underwriting platform that reads broker submissions and automates specialty insurance risk workflows. | |
| Planck | 4.0Same | Not listed | No | Classifies a commercial risk from public data so an underwriter is not guessing. | vs Artificial |
 Sixfold | 4.2+0.2 | Not listed | No | Its AI Underwriter cut processing time by up to 97% for insurers worth $265B in premium | vs Artificial |
| Gradient AI | 4.3+0.3 | Not listed | No | Machine-learning underwriting and claims software built for insurance carriers. | vs Artificial |
 EnFi | 3.9−0.1 | Not listed | No | AI credit decisioning that reads broader datasets than traditional lending scoring models | vs Artificial |
 Hawk AI | 4.1+0.1 | Not listed | No | AML and fraud detection built in Munich, raised $56M to expand financial crime coverage | vs Artificial |
 Tabs | 4.1+0.1 | Not listed | No | Reads the contract, then bills, collects and recognises revenue against it. | vs Artificial |
 Zest AI | 4.2+0.2 | Not listed | No | 300+ lenders use its models to automate 80% of loan decisions | vs Artificial |
 BridgeWise | 4.1+0.1 | Not listed | No | Generates AI equity research and analyst-style reports covering more than 90% of globally traded securities. | vs Artificial |
The alternatives in detail
In order of how closely each one matches Artificial.
Planck
4.0Not listed
vs ArtificialSame
Classifies a commercial risk from public data so an underwriter is not guessing.
- PLUS Data business classification from public sources
- PLUS Risk Workbench chat interface for underwriters
- Planck Enterprise integration across the policy lifecycle
Checks the application form against the business's own public footprint
No published pricing
Sixfold
4.2Not listed
vs Artificial+0.2
Its AI Underwriter cut processing time by up to 97% for insurers worth $265B in premium.
- AI Underwriter learns an individual carrier's book and risk appetite
- Can take submissions straight through to quote-ready and bind-ready materials
- Supports insurers representing $265B in combined gross written premium
Learns each carrier's specific risk appetite rather than applying generic scoring
Enterprise quote-based pricing requires a sales conversation
Gradient AI
4.3Not listed
vs Artificial+0.3
Machine-learning underwriting and claims software built for insurance carriers.
- Risk-scoring models trained on tens of millions of insurance policies and claims
- Underwriting workflow tools for group health, P&C, and workers' comp lines
- Early identification of high-cost 'creeping catastrophic' claims
Deep specialization in insurance underwriting rather than generic predictive analytics
No public pricing, so cost comparison requires a sales conversation
EnFi
3.9Not listed
vs Artificial−0.1
AI credit decisioning that reads broader datasets than traditional lending scoring models.
- AI-powered credit decisioning and underwriting for banks and private lenders
- EnFi Grid: AI spreadsheet intelligence that structures financial documents for underwriting
- Analyzes broader datasets than traditional credit scoring models
Broader-dataset underwriting can surface creditworthy borrowers traditional scores miss
Enterprise contract pricing requires a sales conversation before evaluation
Hawk AI
4.1Not listed
vs Artificial+0.1
AML and fraud detection built in Munich, raised $56M to expand financial crime coverage.
- Machine-learning-based AML and counter-financial-terrorism transaction monitoring
- Built to reduce false-positive rates versus legacy rules-based AML systems
- $56M raised in April 2025 to expand financial-crime detection coverage
Reduced false-positive rates translate directly into lower compliance-team workload
Enterprise-only pricing model means no self-serve option for smaller fintechs
Tabs
4.1Not listed
vs Artificial+0.1
Reads the contract, then bills, collects and recognises revenue against it.
- Invoicing across usage-based, subscription and hybrid models
- Contract management feeding the billing terms
- Automated collections
Bills from the signed contract rather than someone's reading of it
No pricing published
Zest AI
4.2Not listed
vs Artificial+0.2
300+ lenders use its models to automate 80% of loan decisions.
- AI credit-underwriting models built for explainability under regulatory scrutiny
- Nearly 300 lenders using its models, representing $5.5 trillion in assets
- Automates up to 80% of loan applications without manual underwriting
Explainability built in specifically to satisfy lending regulators and examiners
Enterprise quote-based pricing requires a sales conversation
BridgeWise
4.1Not listed
vs Artificial+0.1
Generates AI equity research and analyst-style reports covering more than 90% of globally traded securities.
- AI-generated equity research across 90%+ of global securities
- Bridget conversational AI investment advisor
- SentimentWise real-time sentiment tracking from X, StockTwits, and Reddit
Covers thousands of under-researched securities that traditional analyst coverage skips
No public pricing; institutions must go through a sales and demo process
FAQ
Questions people ask
Is Artificial free?
Artificial does not list a free plan. Check its pricing page for current plans.
How did you pick these alternatives?
We match tools on what they do, their category and their price, using the details in our directory. Ratings come from our reviews and reader reviews.