Shortlist by what you need
Start here if you know why you are leaving Onesta.
Want the closest match?
PortfolioPilotMost similar to Onesta in what it does, its category and its price.
Visit (opens PortfolioPilot in a new tab)Need a free plan?
BeeBeeHas a free plan, rated 3.9 out of 5.
Visit (opens BeeBee in a new tab)Want the lowest price?
DeductionFrom $41.58/mo, the lowest starting price here.
Visit (opens Deduction in a new tab)Want the best rated?
PartheanRated 3.9 out of 5 in our review, against 3.5 for Onesta.
Visit (opens Parthean in a new tab)
At a glance
Green means better than Onesta, red means worse. Prices are starting prices per month.
| Tool | Our rating | Starts at | Free plan | Best for | Compare |
|---|---|---|---|---|---|
 OnestaBaseline | 3.5 | Free | Yes | Ask OnestaBot a finance question and get an answer, then search a database of financial advisors verified against their actual SEC registration data - not just self-reported credentials. | |
| PortfolioPilot | 4.3+0.8 | Not listed | No | SEC-registered AI investing coach from Global Predictions that tracks net worth, taxes and retirement planning, with a free tier and three paid subscription levels. | vs Onesta |
 Alphanso | 3.6+0.1 | Not listed | No | A registered advisory firm with a software front end and no AUM fee. | vs Onesta |
| Parthean | 3.9+0.4 | Not listed | No | AI platform that automates client onboarding, research, and planning work for financial advisors. | vs Onesta |
 H&R Block | 3.8+0.3 | $65/mo | Yes | Tax preparation company whose AI Tax Assist answers filers' tax questions conversationally inside its online software, built on Azure OpenAI and backed by H&R Block's Tax Institute. | vs Onesta |
 StockGPT | 3.6+0.1 | Free | Yes | AI financial research assistant that answers questions from actual S&P 500 and Nasdaq earnings transcripts - grounded in sourced data, not open-ended generation, so it doesn't fabricate numbers. | vs Onesta |
| Deduction | 3.7+0.2 | $41.58/mo | No | An AI tax accountant that files US personal returns and answers tax questions year-round by call, text, or chat. | vs Onesta |
 PitchGrade | 3.4−0.1 | Free | Yes | Pitch deck generation plus a research layer that builds DCF models and works through SEC filings. | vs Onesta |
| BeeBee | 3.9+0.4 | $6.99/mo | Yes | AI tool that turns earnings call transcripts and financial filings into structured investor research. | vs Onesta |
The alternatives in detail
In order of how closely each one matches Onesta.
PortfolioPilot
4.3Not listed
vs Onesta+0.8
SEC-registered AI investing coach from Global Predictions that tracks net worth, taxes and retirement planning, with a free tier and three paid subscription levels.
- AI chat assistant for investing, tax and planning questions grounded in current data
- Continuous tax-loss-harvesting and hidden-fee detection
- Unlimited-account net worth tracking across 401k, brokerage, crypto and real estate
A real SEC-registered adviser rather than an unregulated calculator
Full AI assistant access and most planning tools require a Gold plan or higher
Alphanso
3.6Not listed
vs Onesta+0.1
A registered advisory firm with a software front end and no AUM fee.
- Investment, tax, estate and insurance planning in one dashboard
- Human advisers with CFP, CFA and CPA credentials
- Charles Schwab as third-party custodian
A registered firm with a linked Form ADV, not a website about money
0% AUM does not mean free; find the fee that replaces it
Parthean
3.9Not listed
vs Onesta+0.4
AI platform that automates client onboarding, research, and planning work for financial advisors.
- Automated client document intake and data extraction
- AI research and paraplanning support across financial planning areas
- Customizable client intake forms
Founding team has multi-year experience iterating on the product since 2021
Pivot from consumer coaching to advisor tooling makes older reviews unreliable
H&R Block
3.8$65/mo
vs Onesta+0.3
Tax preparation company whose AI Tax Assist answers filers' tax questions conversationally inside its online software, built on Azure OpenAI and backed by H&R Block's Tax Institute.
- AI Tax Assist for conversational answers to tax questions
- Explanations of forms, deductions and key terms
- Built on Azure OpenAI with guidance from the Tax Institute
Free filing tier available
Paid online plans cost $65 to $130 before state fees
StockGPT
3.6Free
vs Onesta+0.1
AI financial research assistant that answers questions from actual S&P 500 and Nasdaq earnings transcripts - grounded in sourced data, not open-ended generation, so it doesn't fabricate numbers.
- Answers drawn from S&P 500 and Nasdaq earnings transcripts and financial reports
- Filters by transcript, timeframe (quarters or years) or industry
- Sourced-data design meant to avoid invented figures
Grounded in real sourced data rather than open-ended generation, reducing fabrication risk
Limited to S&P 500 and Nasdaq companies - no international or small-cap coverage
Deduction
3.7$41.58/mo
vs Onesta+0.2
An AI tax accountant that files US personal returns and answers tax questions year-round by call, text, or chat.
- Taylor CPAI agent that organizes documents and finds deductions automatically
- Licensed CPA review of every AI-prepared return before filing
- Conversational access by phone call, text, chat, or email, with no app required
Human CPA review of every filing adds accountability an AI-only tax tool lacks
young company (2025 launch) with a thin public track record through a full tax season
PitchGrade
3.4Free
vs Onesta−0.1
Pitch deck generation plus a research layer that builds DCF models and works through SEC filings.
- Pitch deck generation, review and rewriting
- Research agent working through SEC filings
- Automated DCF model construction
Connects the deck to the analysis investors actually probe
A DCF is determined by assumptions automation chooses invisibly
BeeBee
3.9$6.99/mo
vs Onesta+0.4
AI tool that turns earnings call transcripts and financial filings into structured investor research.
- Automated earnings call transcript breakdown
- SEC filing analysis (10-K, 10-Q, 8-K, 6-K)
- Risks & Opportunities and Sentiment modules
Purpose-built for public-company research instead of general financial chat
Daily query allowance on the paid tier can run out on heavy research days
FAQ
Questions people ask
Is Onesta free?
Onesta has a free plan.
What is the best free alternative to Onesta?
BeeBee is the highest-rated alternative here with a free plan (3.9 out of 5). Other free options: H&R Block, StockGPT, PitchGrade.
What is the cheapest alternative to Onesta?
Among paid plans, BeeBee has the lowest starting price (from $6.99/mo). If you need it free, start with BeeBee.
How did you pick these alternatives?
We match tools on what they do, their category and their price, using the details in our directory. Ratings come from our reviews and reader reviews.